HELP YOU FIND THE RIGHT HOME WHAT CAN ADNAN DO FOR YOU ?
Adnan will help you identify properties that match your needs, preferences, and budget. We have access to a wide range of listings and can guide you through the process of viewing and evaluating properties.
PROVIDE MARKET ANALYSIS
Provide you with a comprehensive analysis of the local real estate market, including trends in pricing, inventory, and demand. This can help you make informed decisions about when and where to buy.
NEGOTIATE ON YOUR BEHALF
Negotiate with the seller or seller’s agent on your behalf to help you get the best possible price and terms for the home you want to buy.
MANAGE THE PAPERWORK
Buying a home involves a lot of paperwork, from contracts and disclosures to financing and insurance documents. Adnan can help you navigate this paperwork and ensure that everything is completed accurately and on time.
CONNECT YOU WITH OTHER PROFESSIONALS
Refer you to other professionals you may need during the home buying process, such as mortgage lenders, home inspectors, and title companies.
OFFER GUIDANCE ON FINANCING
Provide you with information and guidance on the financing options available to you, such as mortgage programs, down payment assistance programs, and more.
FACILITATE THE HOME INSPECTION
Help you schedule and attend the home inspection and can help you negotiate repairs or concessions based on the results of the inspection.
COORDINATE THE CLOSING
Work with the seller’s agent, the lawyer, and your lender to coordinate the closing of the sale and ensure that all necessary documents are in order.
PROVIDE ON-GOING SUPPORT
Even after you’ve closed on your home, Adnan can continue to offer support and guidance as you settle in and adjust to your new home and community.
Represent Your Best Interest
ARRANGE SHOWINGS
Arrange showings for properties you’re interested in seeing and can often accommodate your schedule.
ANSWER QUESTIONS
Answer any questions you have about the home buying process, from how to make an offer to what to expect at closing.
PROVIDE ACCESS TO OFF-MARKET PROPERTIES
We may have access to off-market properties that are not listed publicly, giving you more options to choose from.
HELP YOU UNDERSTAND THE HOME BUYING PROCESS
Explain the home buying process step-by-step, so you know what to expect and can feel confident throughout the process.
OFFER TIPS FOR PREPARING YOUR OFFER
Provide guidance on how to structure your offer to make it more attractive to sellers, such as offering a quick closing or making an all-cash offer.
KEEP YOU INFORMED
Keep you informed about new listings and market changes that could impact your home buying plans.
PROVIDE REFERRALS FOR SERVICE PROVIDERS
Provide referrals for service providers you may need, such as movers, contractors, and interior designers.
HELP YOU PRIORITIZE YOUR WISH LIST
Help you prioritize your wish list for your new home, so you focus on the most important features.
OFFER GUIDANCE ON HOME WARRANTIES
Provide information and guidance on home warranties, which can provide added protection and peace of mind for your new home purchase.
Adnan Mian can act as your advocate and represent your best interests throughout the home buying process, ensuring that your needs and priorities are always front and center.
Budgeting Your Closing Costs
HOME INSPECTION
Home inspections are a common and recommended expense when buying a home. The cost will be variable on the size of the home and how long it will take the inspector but usually take 3 hours. Expect a cost of $500.00 – $900.00. If you’re unsure which inspector to use, ask Adnan for a recommendation.
HOME INSURANCE FOR BUYERS
Home insurance is required by your mortgage provider. Luckily, Oakville and Milton has some of the lowest home insurance rates in the province, averaging at around $1200.00 per year.
LAND SURVEYS
A land survey is a detailed examination and measurement of a piece of land, typically carried out by a professional surveyor or land surveying company. The purpose of a land survey is to determine the precise boundaries of the property, as well as to identify any easements, encroachments or other issues that could affect the use or ownership of the land. Surveys can be obtained from the city for a small fee, however they are not always available.
ADJUSTMENTS
Closing cost adjustments refer to the process of allocating certain expenses related to the sale of a property between the buyer and the seller. These expenses are typically incurred during the closing process and can include things like property taxes, utility bills, and homeowner association fees. In some cases, the buyer and seller may agree to split these expenses evenly, while in other cases, the expenses may be allocated based on the length of time that each party will own the property during a specific period.
LEGAL FEES
Legal fees vary depending on which lawyer you work with. There may be additional Lawyer fees known as “disbursements”, which are costs the lawyer incurred on your behalf, such as photocopies, couriers, deed, and mortgage registration etc. Ask Adnan for lawyer recommendations if needed.
MOVING COSTS
Moving costs are extremely variable based on how much service you require.
LAND TRANSFER TAX
Purchases up to $55,000 0.5%
Purchases from $55,000 – $250,000 1.0%
Purchases from $250,000 – $400,000 1.5%
Purchases from $400,000 – $1,999,999 2.0%
Purchases over $2,000,000 2.5%
When purchasing a home, a deposit is typically required to secure the sale and show the seller that you’re serious about buying the property. There are several ways to make a deposit to a brokerage.
DISCOVERING OAKVILLE
Embarking on the journey to buy a home in Oakville is not just about finding a property – it’s about discovering a community that offers a unique blend of tranquility and vibrancy. Nestled along the scenic shores of Lake Ontario, Oakville beckons with its charming streets, lush green spaces, and a warm sense of community. As you explore the neighbourhoods, you’ll encounter a town that seamlessly blends natural beauty with modern amenities, making it a perfect place to call home.
WORK WITH AN EXPERIENCED REAL ESTATE AGENT
Working with a real estate agent specializing in Oakville real estate is important in saving money when buying a home. An experienced agent like Adnan Mian has extensive knowledge of the local market and can help you find the best deals on properties that match your needs and budget. Adnan will also use her negotiation skills to secure favourable terms for your purchase. Connect with Adnan today to discover how the perfect home in Oakville can be yours.
